01
We learn your plan
Upload your plan's Summary of Benefits and Coverage. We read it line by line and turn it into a clear picture of how your coverage actually works.
Protection before the denial
They already know where your plan is weakest. You don't.
We read your plan the day you join, watch it every month, and have your appeal ready the moment they say no. Your membership also reads every uploaded medical bill you get, flagging duplicate charges and errors you may be able to question. One catch can cover a year of protection. Protection from $9.99 a month.
A denial is built to feel final and easy to walk away from. With a membership, you never face one on your own.
Scroll
Do I need a referral to see a dermatologist?
Your plan lists a referral requirement for specialists, so it is worth getting one first.
READ FROM YOUR PLAN
Your Coverage Concierge
Finally, a straight answer
Finally, a straight answer
about your own plan.
Every plan is written to be confusing. Your Coverage Concierge is a private chat that answers your everyday questions about your own coverage, in plain English, in seconds. Ask it anything about your plan instead of digging through a binder or waiting on hold with your insurer. Every answer is read straight from your own plan document, and it is included with every membership at no extra cost.
- Ask in plain English, like "Do I need a referral for a dermatologist?"
- Clear answers in seconds, any time, day or night
- Read straight from your own plan document, not generic advice
- Included in both memberships at no extra cost
How protection works
Five ways we protect
Five ways we protect
you and your money.
02
We hand you your weak spots
Your Coverage Vulnerability Report shows exactly where your plan is most likely to deny or surprise you, and what to do about it before it happens.
03
We answer your coverage questions
Not sure if you need a referral, whether a scan needs prior authorization, or what your ER copay is? Ask your Coverage Concierge in plain English and get a clear answer in seconds, read straight from your own plan, instead of waiting on hold with your insurer.
04
We're ready the moment they say no
Because your plan is already on file, a denial becomes a finished, personalized appeal letter in minutes. As many as it takes, every month, included.
05
We catch the overcharges on your bills
Got a medical bill or insurance statement? Upload it and our Bill Auditor reads every line, flagging duplicate charges, billing errors, and inflated costs you may be able to question, with an estimate of what you could save.
The part nobody warns you about
The denial is not the surprise.
The denial is not the surprise.
Not being ready is.
Most people never read their plan until a claim is already denied. By then the deadline is ticking, the letter is full of language built to confuse you, and the easiest thing in the world is to give up and pay out of pocket.
That is exactly what your insurer is counting on. WinMyAppeals reads the fine print the day you join, so the weak spots in your coverage are known long before you ever need them.
Get ahead of itProtection status
Active
Your plan is on file and under watch. If a denial ever comes, your appeal is ready in minutes.
Prior authorization required for imaging
No out-of-network coverage
YOUR PLAN'S WEAK SPOTS
Your Coverage Vulnerability Report
See exactly how
See exactly how
your plan could deny you.
Minutes after you join, you get a personalized breakdown of your plan's biggest risks, your prior authorization watch list, and a plain English playbook for the day a denial arrives.
- Your biggest coverage vulnerabilities, ranked
- The services your plan makes you get approved first
- What to do the moment a claim is denied
- Built only from your real plan document, never guesswork
Denied again? We keep writing.
Appeals are unlimited with your membership. First letter, second level, third level, as many as it takes. Your plan is already on file, so each one is ready in minutes.
Level 1Included
Level 2Included
Level 3Included
Lab panel billed twice
Supply quantity looks high
CHARGES WORTH QUESTIONING
Your Medical Bill Auditor
Find what your
Find what your
medical bills hope you miss.
Upload any medical bill, itemized statement, or insurance summary. We read every line and flag duplicate charges, inflated quantities, and costs that may have been yours to question, with an estimate of what you could challenge.
- Every charge read and checked, line by line
- Duplicate charges, errors, and odd quantities flagged
- An estimate of what you may be able to question
- A clean summary to take to your provider's billing office
Pricing
Less than the cost
Less than the cost
of one surprise bill.
Member
$9.99/mo
Ongoing protection for one person.
- Coverage Vulnerability Report
- Medical bill & EOB auditor
- Monthly Protection Report
- Unlimited appeal letters
- Your policy stored and ready
- Cancel anytime
Best for households
Family
$19.99/mo
Protection for your whole household.
- Up to 2 policies, 5 members
- Coverage Vulnerability Report
- Medical bill & EOB auditor
- Monthly Protection Report
- Unlimited appeal letters
- Cancel anytime
You see the recurring price clearly before you pay, and you can cancel anytime from your account.
FAQ
Before you ask.
What is the Coverage Concierge, and how does it work?
It is a private chat that answers your everyday questions about your own plan in plain English. Ask things like whether you need a referral, if a scan needs prior authorization, or what your ER copay is, and you get a clear answer in seconds, read straight from your own plan document instead of generic advice. It is included with every membership at no extra cost.
What do I actually get for $9.99?
Five things. A Coverage Concierge that answers your everyday questions about your own plan in plain English, a Coverage Vulnerability Report the day you join, a monthly Protection Report that keeps watch on your plan, a Bill and EOB Auditor that flags charges worth questioning, and unlimited appeal letters generated from your stored policy the moment you are ever denied.
Does this work with my insurance?
Yes. It works with most US health plans, whether you get coverage through an employer, the marketplace, or on your own. Appeals are a standard right under virtually every plan, and your documents are tailored to your specific plan and denial.
Is this legal advice?
No. WinMyAppeals is not a law firm and does not provide legal advice. We prepare self-advocacy documents and information to help you advocate for yourself. For legal questions about your specific situation, consult a licensed attorney.
Do you guarantee my appeal will win?
No, and we will never claim to. No one can promise an outcome. What we can do is make sure you actually file a strong, professional appeal instead of giving up, which is what most people do. Many denials are overturned on appeal, and being ready is the whole point.
How does the Bill and EOB Auditor work?
Upload any medical bill, itemized statement, or EOB, and it reads every line to flag duplicate charges, billing errors, inflated quantities, and costs that may be worth questioning. You get a clean summary and an estimate of what you might be able to challenge, which is yours to take to your provider's billing office. Any savings are potential, not promised.
What is the Coverage Vulnerability Report?
Minutes after you join, you get a personalized breakdown of where your plan is most likely to deny or surprise you, ranked by risk, plus your prior authorization watch list and a plain English plan for the day a denial arrives. It is built only from your real plan document, never guesswork.
What is the Monthly Protection Report?
Once a month we check in on your plan in plain English so nothing slips by. It keeps your coverage on your radar and makes sure someone has your back every month, not just the day a claim is denied.
What does the family plan cover?
The family membership covers up to two policies and five members in one household, so the people you love are protected and ready too. It is $19.99 a month or $199 a year, which works out to two months free on the annual plan.
What do I need to upload to get started?
Just your plan's Summary of Benefits and Coverage, which your insurer provides. We read it and turn it into a clear picture of how your coverage actually works. For the Bill Auditor, you can also upload bills, itemized statements, or EOBs anytime you have them.
How fast can I get an appeal letter?
Because your plan is already on file, a denial becomes a finished, personalized appeal letter in minutes. Appeals are unlimited with your membership, every level, for as many as it takes.
What happens to my health information?
It is encrypted and never sold or shared, ever. You can delete your account and all of your documents and data at any time, in one click, from your account page.
Can I cancel anytime?
Anytime, in one click from your account, with no phone calls and no retention scripts. You keep access through the end of your billing period.
Don't wait for the denial
to find out you're not ready.
Protection takes five minutes to set up. The peace of mind starts the moment you do.
Get Protected