The $4,000 scan
An MRI gets ordered, nobody checks that the plan required approval first, and the bill arrives in full. A common trap, and an avoidable one when you know your plan.
Protection before the denial
When your insurance says no, will you be ready?
We read your plan the day you join and keep watch every month. So the moment a claim is denied, your appeal is already written and waiting. Protection from $9.99 a month.
A denial is built to feel final and easy to walk away from. With a membership, you never face one on your own.
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The part nobody warns you about
The denial is not the surprise.
The denial is not the surprise.
Not being ready is.
Most people never read their plan until a claim is already denied. By then the deadline is ticking, the letter is full of language built to confuse you, and the easiest thing in the world is to give up and pay out of pocket.
That is exactly what your insurer is counting on. WinMyAppeals reads the fine print the day you join, so the weak spots in your coverage are known long before you ever need them.
Get ahead of itProtection status
Active
Your plan is on file and under watch. If a denial ever comes, your appeal is ready in minutes.
It happens every day
Quiet denials,
Quiet denials,
real bills.
Out of network, inside the hospital
The hospital is covered, but the anesthesiologist is not. The claim comes back denied, and the patient never saw it coming.
“Not medically necessary”
A treatment a doctor ordered gets denied with three vague words. It is one of the most common denials, and one of the most worth appealing.
Illustrative scenarios based on common situations, not real members.
How protection works
Four ways we protect
Four ways we protect
you and your money.
01
We learn your plan
Upload your plan's Summary of Benefits and Coverage. We read it line by line and turn it into a clear picture of how your coverage actually works.
02
We hand you your weak spots
Your Coverage Vulnerability Report shows exactly where your plan is most likely to deny or surprise you, and what to do about it before it happens.
03
We're ready the moment they say no
Because your plan is already on file, a denial becomes a finished, personalized appeal letter in minutes. As many as it takes, every month, included.
04
We catch the overcharges on your bills
Got a medical bill or insurance statement? Upload it and our Bill Auditor reads every line, flagging duplicate charges, billing errors, and inflated costs you may be able to question, with an estimate of what you could save.
Prior authorization required for imaging
No out-of-network coverage
YOUR PLAN'S WEAK SPOTS
Your Coverage Vulnerability Report
See exactly how
See exactly how
your plan could deny you.
Minutes after you join, you get a personalized breakdown of your plan's biggest risks, your prior authorization watch list, and a plain English playbook for the day a denial arrives.
- Your biggest coverage vulnerabilities, ranked
- The services your plan makes you get approved first
- What to do the moment a claim is denied
- Built only from your real plan document, never guesswork
Denied again? We keep writing.
Appeals are unlimited with your membership. First letter, second level, third level, as many as it takes. Your plan is already on file, so each one is ready in minutes.
Level 1Included
Level 2Included
Level 3Included
Lab panel billed twice
Supply quantity looks high
CHARGES WORTH QUESTIONING
Your Medical Bill Auditor
Find what your
Find what your
medical bills hope you miss.
Upload any medical bill, itemized statement, or insurance summary. We read every line and flag duplicate charges, inflated quantities, and costs that may have been yours to question, with an estimate of what you could challenge.
- Every charge read and checked, line by line
- Duplicate charges, errors, and odd quantities flagged
- An estimate of what you may be able to question
- A clean summary to take to your provider's billing office
Pricing
Less than the cost
Less than the cost
of one surprise bill.
Member
$9.99/mo
Ongoing protection for one person.
- Coverage Vulnerability Report
- Medical bill & EOB auditor
- Monthly Protection Report
- Unlimited appeal letters
- Your policy stored and ready
- Cancel anytime
Best for households
Family
$19.99/mo
Protection for your whole household.
- Up to 2 policies, 5 members
- Coverage Vulnerability Report
- Medical bill & EOB auditor
- Monthly Protection Report
- Unlimited appeal letters
- Cancel anytime
You see the recurring price clearly before you pay, and you can cancel anytime from your account.
FAQ
Before you ask.
Is this legal advice?
No. WinMyAppeals is not a law firm and does not provide legal advice. We prepare self-advocacy documents and information to help you advocate for yourself. For legal questions about your specific situation, consult a licensed attorney.
What do I actually get for $9.99?
Three things. A Coverage Vulnerability Report the day you join, a monthly Protection Report that keeps watch on your plan, and unlimited appeal letters generated from your stored policy the moment you are ever denied.
What happens to my health information?
It is encrypted and never sold or shared, ever. You can delete your account and all of your documents and data at any time, in one click, from your account page.
Does this work with my insurance?
Yes. It works with most US health plans, whether you get coverage through an employer, the marketplace, or on your own. Appeals are a standard right under virtually every plan, and your documents are tailored to your specific plan and denial.
Can I cancel anytime?
Anytime, in one click from your account, with no phone calls and no retention scripts. You keep access through the end of your billing period.
Do you guarantee my appeal will win?
No, and we will never claim to. No one can promise an outcome. What we can do is make sure you actually file a strong, professional appeal instead of giving up, which is what most people do. Many denials are overturned on appeal, and being ready is the whole point.
Don't wait for the denial
to find out you're not ready.
Protection takes five minutes to set up. The peace of mind starts the moment you do.
Get Protected